CUNA Caribbean Insurance Society Limited is part of the CUNA Mutual Group and has been serving its customers for more than 50 years.  It is the largest provider of group insurance in Trinidad and Tobago, the OECS and the Southern Caribbean region.

Our Products & Services

• Loan Protection (LP) – provides protection to credit unions in their granting of loans, gives their members “peace of mind” and keeps the family from inheriting unpaid credit union debts.
• Life Savings (LS) – provides insurance to members in proportion to the amount of savings they have in the credit union – “savings are insured”.
• Directors & Employees Group Life Insurance (DEGL) – A life insurance program designed specifically to provide Life Insurance Coverage for Credit Union Directors and Credit Union Employees.
• The Family Indemnity Plan (FIP) – Involves payment of a cash benefit amount which can be used to pay the funeral costs and other expenses associated with the death of an insured member and/or eligible family members.
• Credit Union Members Medical Insurance Plan (CUMED) – (Provided through an Agency Relationship with Guardian Life of the Caribbean Limited).
• General Insurance – (Provided through an Agency Relationship with Guardian General)
• Individual Life Insurance – Provides for the beneficiary in the untimely case of death, in addition to savings for the client as the policy ages.
• Group Real Estate Contract (GREC) – A group life insurance decreasing term designed to pay the creditor (Policyholder) the unpaid balance of the insured member’s outstanding mortgage loan.

Payment Protector Plan (PPP) – provides a disability insurance benefit to the policyholder in the event of temporary disability whilst employed.  The benefit assures the insured payments to his/her credit union during the period of disability up to a maximum period of two (2) years.

About CUNA Mutual Group