CUNA Mutual is committed to protecting the personal privacy of the visitors to our Web site. It is our policy to limit the collection and storage of personal information to that needed for us to administer our products and services and to offer you opportunities which either are required by law or we think might be of interest.

When you visit any Web site, your "IP address" is recorded. We collect IP addresses for the sole purpose of compiling Web site usage information that is used to improve the site. The information is used solely for this purpose and is discarded after use. By the way, the IP address is "non-identifiable" which means that it is not possible for us to identify the individual from whom the address was collected. Finally, the IP address information is only used by our agents or us.

If you register with the Web site, we will collect some information about you and your employer. This information is not shared with any third parties.

To provide you with greater access of information, the CUNA Mutual Group site also contains links to other sites. While we hope these organizations join us in respecting your privacy, CUNA Mutual is not responsible for the content or privacy practices of these other Web sites.

Cookies

A cookie is a small piece of data that is stored on a visitor's PC and later retrieved. "Cookie" technology is useful for having the browser "remember" specific information between several pages or between visits to a site. If you would like to see the contents of your cookie, see the Help section located in your browser. You will notice that the majority of information within the cookie is encrypted and, thus, only meaningful to the server that wrote the cookie.

• We will use cookies to customize the portions of the site for returning visitors.

• We will use "session cookies" to keep track of information you have entered until you submit that information. A "session cookie" is deleted at the conclusion of the session; it is not available in subsequent sessions.

• This site does not read cookies stored on your PC by another organization’s Web site.

• We will not store any personal information within a "persistent cookie." A "persistent cookie" can be retrieved in a subsequent session.

Browsers may be set up to display a warning when a cookie is used. Individuals may even disable their browsers from accepting cookies. In order to provide you with the best possible experience while visiting our web site, please enable cookies within your browser.

Platform for Privacy Preferences Project

The World Wide Web Consortium has initiated the Platform for Privacy Preferences Project ("P3P"). P3P refers to an industry standard for providing an automated and standardized way to translate a Web site’s human readable privacy policy into a machine-readable file that can be interpreted by a Web browser. We support P3P.

Changes to the Web Site Privacy Statement

This Web Site Privacy Statement was posted on cunamutual.com on January 1, 2003. We reserve the right to modify this Statement. Nevertheless, we will abide by the privacy practices described in this Statement at the time we collect information from you.

For More Information/Privacy Dispute Resolution

If you have any questions or comments about our Web site privacy practices, you can contact us at .

To initiate a dispute regarding our privacy practices, please submit a description of your dispute by e-mail to .